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মুক্ত বিশ্বাস

জীবন অপার সম্ভানাময়,,,,,,,,, জগৎ অপার বিস্ময়-- সব রহস্যের প্রান্তে আপনিই, হে বিশ্ব বিধাতা!!!!!

মুক্ত বিশ্বাস

যুক্তির নিরিখে মুক্তির ডাক জয় হোক মুক্ত বিশ্বাস-মুক্ত বাক ---- আতিক

মুক্ত বিশ্বাস › বিস্তারিত পোস্টঃ

সুদ ও মুনাফা : একটি তুলনামূলক বিশ্লেষণ

২৬ শে আগস্ট, ২০১৩ বিকাল ৩:৫২

পারফেক্ট গ্রুপ-বিডি-এর গত এজিএম উপলক্ষ্যে প্রকাশিত “উদ্যোগ” এ লেখাটি লিখেছিলাম। সকলের মাঝে আজ লেখাটি ছড়িয়ে দিলাম।



my` I gybvdv t GKwU Zzjbvg~jK we‡kølY

AvwZK web kvgQzwÏb

my` cÖm½ t

Avkivdyj gvLj~KvZ gvby‡li gv‡S Kvc©Y¨, ¯^v_©ciZv, ü`qnxbZv, wbôziZvi g‡Zv RNY¨ cvkweK ¯^fve m„wóKvix my` ïay GKwU AKj¨vYKi A_© e¨e¯’vB bq, †kvl‡Yi GKwU fqvbK nvwZqviI e‡U| my` A_©bxwZ‡K aŸsm K‡i| mgv‡R gvby‡li gv‡S ˆelg¨ m„wó K‡i| d‡j mgv‡R Aw¯’iZv †`Lv †`q| me©Î †b‡g Av‡m ˆbivR¨, e„w× cvq †eKviZ¡, K‡g hvq gvbyl I A‡_©i Drcv`bkxjZv| GKwU Kj¨vYKi Rxebweavb wn‡m‡e Bmjvg ZvB my‡`i webvkx Aw¯ÍZ¡‡K kZ©nxbfv‡e wbwl× †NvlYv K‡i‡Q| gnvMÖš’ Avj †KviAv‡bi m~iv Av‡j Bgiv‡bi 130 bs Avqv‡Z Bikv` n‡”Q- Ò†n Bgvb`viMY! †Zvgiv Pµe„w×nv‡i my` †LI bv | Avi Avjøvn&‡K fq Ki| hv‡Z †Zvgiv Kj¨vY jvf Ki‡Z cvi|Ó

my` m¤ú‡K© Avjøvn& ZvÔAvjvi †NvlYv AZ¨šÍ my¯úó| K‡qKwU av‡c my‡`i ûKzg cÖwZwôZ n‡q‡Q| cÖ_gZ, G e¨vcv‡i m~iv Avi iƒg Gi 39 bs AvqvZwU AeZxY© n‡q‡Q | GB Avqv‡Z my‡`i gva¨‡g m¤ú` e„w×i `„k¨gvb m¤¢vebv‡K bvKP K‡i w`‡q ejv n‡q‡Q ÓAvvjøvn&i Kv‡Q Zv (my‡`i gva¨‡g AwR©Z m¤ú`) e„w× cvq bv|Ó cÿvšÍ‡i GB Avqv‡Z hvKvZ `vZvMY‡K jvfevb wn‡m‡e †NvlYv Kiv n‡q‡Q| my` m¤ú‡K© AeZxY© Avj †KviAv‡bi wØZxq AvqvZwU n‡”Q myiv Avb wbmvi 161 bs AvqvZ | GiB avivevwnKZvq cieZx©‡Z Dc‡ivwjøwLZ myiv Av‡j Bgiv‡bi 130 bs AvqvZwU AeZxY© nq | GB AvqvZ¸‡jv‡Z my‡`i AcKvixZv, Ab¨vh¨Zv I my` wbwl× nIqvi wKQz kZ© D‡jøL Kiv n‡q‡Q| AZtci m~iv Avj evKvivi 275-276 Ges 278-279 bs AvqvZmg~‡ni Øviv m~`‡K kZ©nxb I PzovšÍfv‡e wbwl× Kiv n‡q‡Q| d‡j gymjgvb‡`i Rb¨ †Kv‡bvfv‡eB, †Kv‡bv k‡Z©B my` LvIqv ev my`x Kviev‡ii mv‡_ mswkøó _vKvi my‡hvM †bB|

ivmyjyjøvn&I m. my‡`i e¨vcv‡i AZ¨šÍ K‡Vvi wQ‡jb| wZwb Pvi cÖKvi gvby‡li cÖwZ jvÕbZ ev Awfk¤úvZ K‡i‡Qb| h_v Ò-------- 3) †h e¨vw³ my` MÖnY K‡i 4) †h e¨vw³ my` cÖ`vb K‡i|Ó wZwb bvRiv‡bi L„÷vb‡`i mv‡_ †h Pzw³ K‡iwQ‡jb Zv‡Z ب_©nxb fvlvq wj‡L cvVvb- Òhw` †Zvgiv my`x Kvievi K‡iv, Zvn‡j †Zvgv‡`i mv‡_ G Pzw³ †f‡½ hv‡e Ges †Zvgv‡`i weiæ‡× Avgv‡`i‡K hy× Ki‡Z n‡e|Ó g°v weR‡qi ci ivm~j mv. g°vq wbhy³ Zvi Znmxj`vi‡K wj‡L cvwV‡qwQ‡jb- Òhw` eby gyMxivi †jv‡Kiv my` MÖnY Kiv †_‡K weiZ bv _v‡K, Zvn‡j Zv‡`i weiæ‡× hy× K‡iv|Ó

Dc‡iv³ mswÿß Av‡jvPbvq cÖwZqgvb nq †h, my‡`i mv‡_ mswkøóZv ivLv, my` LvIqv, my` †`qv-Gme e¨vcv‡i Bmjvgx weavb KL‡bvB bgbxq bq| eis hviv my`‡K cwinvi Ki‡e bv, Zviv Avjøvn& I Zvi ivm~j m.-Gi weiæ‡× hy‡× wjß e‡j Avj †KviAv‡b †NvlYv Kiv n‡q‡Q Ges ivm~j m. Zv‡`i weiæ‡× ¯^qs hy× †NvlYv K‡i‡Qb|

cÖm½Z D‡jøL¨, my` m¤ú‡K© Avj †KviAv‡bi eY©bv, ivm~j m.-Gi `„wófw½ Dc‡iv³ mswÿß Av‡jvPbvq mxgve× bq| my`, my‡`i fqvenZv, mgv‡R Gi Kzdj BZ¨vw` wel‡q Avj †KviAv‡bi c‡biwU Avqv‡Z mivmwi D‡jøL i‡q‡Q, Bw½Z i‡q‡Q AmsL¨ Avqv‡Z| nv`x‡m ivm~j m.-Gi weivU GKwU Ask Ry‡o i‡q‡Q my‡`i Av‡jvPbv| eÿgvb cÖe‡Üi Av‡jvP¨ welq my` I gybvdvi Zzjbvg~jK we‡køkb nIqvq GLv‡b ïay my` m¤ú‡K© Avj †KviAvb I nv`x‡mi mywekvj eY©bvi cÖwZ Bw½Z Kiv n‡q‡Q gvÎ|

gybvdv cÖm½ t

gybvdv kãwU e¨vcK A_©‡evaK| mswÿß cwim‡i Gi msÁv n‡”Q, wewb‡qvM n‡Z AwR©Z wewb‡qv‡Mi AwZwi³ m¤ú` ev A_©| GB wewb‡qvM e¨emv-evwb‡R¨I n‡Z cv‡i, K…wl ev Ab¨ †Kv‡bv †ÿ‡ÎI n‡Z cv‡i| Avj †KviAv‡bi m~iv Avb-wbmvi 29 bs Avqv‡Z Avjøvn& ZvÔAvjv e¨emv evwYR¨ n‡Z AwR©Z gybvdvi ‰eaZv cÖ`vb K‡i Bikv` K‡ib- Ò†n Bgvb`viMY! †Zvgiv G‡K A‡b¨i m¤ú` Ab¨vqfv‡e ev A‰ea cš’vq fÿY K‡iv bv| Z‡e cvi¯úwiK m¤§wZi wfwˇZ e¨emvwqK †jb‡`b Ki‡Z cv‡iv|Ó

gybvdvi m¤úK© e¨vemv, Z_v c‡Y¨i µq weµ‡qi mv‡_| Avi e¨vemv nvjvj| GgbwK mr e¨vemvqx‡`i Rb¨ nv`x‡m Rvbœv‡Zi mymsev` cÖ`vb Kiv n‡q‡Q| wZiwghx kix‡di nv`xm- bex Kwig m. e‡j‡Qb, Òmr I AvgvbZ`vi e¨vemvqx‡`i nvki ev ciKvj bex, wmwÏKxb I knx`M‡Yi mv‡_ n‡e|Ó KvbRyj D¤§vj MÖ‡š’i GK eY©bvq cvIqv hvq, ivmyjyjøvn& mv. e‡j‡Qb- Ò†h e¨vw³ e¨emv K‡i Zvi evox‡Z cÖvPzh© I Kj¨vY m„wó nq|

Bmjvg gybvdvwfwËK A_©bxwZ‡K ¯^xK…wZ w`‡q‡Q| e¨emv evwY‡R¨i gva¨‡g gybvdv AR©b K‡i Rxeb I RxexKv wbe©v‡ni G ZvwM` mgv‡Ri gvby‡li Rxeb gv‡bi Dbœqb NUvq I cvi¯úwiK mngwg©Zv I mn‡hvwMZvi g‡bvfve M‡o †Zv‡j| Aek¨ e¨emv evwYR¨, †ePv‡Kbvi cÖwZ gvbyl‡K DØy× K‡iB Bmjvg ÿvšÍ nqwb| eis G e¨emv evwY‡R¨i Rb¨ kixqZ ¯^xK…Z cš’v I bxwZgvjvI wbשviY K‡i w`‡q‡Q| Bmjv‡gi A_©‰bwZK e¨e¯’vq e¨emv evwYR¨ I cvi¯úwiK †jb‡`‡bi ˆeaZv I myôzZv wbwðZ Ki‡Yi Rb¨ KZ¸‡jv bxwZgvjv cÖ`vb K‡i‡Q| e¨emv evwYR¨ n‡Z AwR©Z gybvdvi ˆeaZv cvi¯úwiK mn‡hvwMZvi Dci cÖwZwôZ| KviI gybvdv AwaK †_‡K AwaKZi n‡e, Avi KviI †jvKmvb †ewk †_‡K †ewk n‡e- Bmjvg Giƒc cQ›` K‡i bv|

cÖwZKzj cwiw¯’wZi my‡hvM wb‡q A‡b¨i †jvKmvb K‡i wb‡Ri AwaK gybvdv AR©b Bmjv‡g ¯^xK…Z bq, axK…Z| e¨emvi †ÿ‡Î mKj c‡ÿi ¯^Ztù~Z© m¤§wZ I ¯^v_© Aek¨B we‡ePbvq wb‡q gybvdv Ki‡Z n‡e| †gvU K_v, e¨emvq †Kv‡bv cÖKvi cÖvZviYv, AvZ¥mvr, ÿwZ I cvcvPvi _vK‡Z cvi‡e bv| ivmyjyjøvn m. e‡j‡Qb- ÒDËg DcvR©b n‡”Q evBÕ‡q gveiæi ev Kj¨vYKi †ePv‡Kbv Ges n¯Íwk‡íi gva¨‡g Rxe‡bvcKi‡Yi ms¯’vb Kiv| nv`x‡m eY©xZ gveiyi †ePv‡Kbv n‡jv, hv‡Z †µZv I we‡µZv Df‡qi cvi¯úwiK mn‡hvwMZv I Kj¨vY wbwnZ _vK‡e| A_©vr, Zv‡Z cÖZviYv, AvZ¥mvr I Avjøvn&i bvdigvbx _vK‡e bv|

my` I gybvdvi cv_©K¨ t

AvcvZ`„wó‡Z g~j m¤ú` ev A‡_©i AwZwi³ wn‡m‡e my` I gybvdv DfqwU‡K GK I Awfbœ cÖwZqgvb n‡Z cv‡i| wKš‘ Df‡qi gv‡S wKQzUv mvgÄm¨Zv _vK‡jI GB `ywU welq KL‡bv GK I Awfbœ bq|

my`I GK cÖKvi gybvdv ev jvf| A_©jMœxKvix †Kv‡bv e¨vw³ GKwU wbw`©ó †gqv‡`i k‡Z© Zvi gyja‡bi AwZwi³ hv wKQz kZ© Ki‡e ZvB my` wn‡m‡e cwiMwYZ n‡e| GLv‡b cÖvß AwZwi³ A_©I jvf ev gybvdv| wKš‘ ûKzgMZ w`K †_‡K Zv my`| mswÿßmv‡i GK_v ejv hvq †h, gybvdvjä m¤ú` ev A‡_©i g‡a¨I my‡`i Aw¯ÍZ¡ _vK‡Z cv‡i| myZivs my‡`i m¤úK© FY ev Loan-Gi mv‡_ Avi gybvdvi m¤úK© wewb‡qvM ev Investment-Gi mv‡_-GwU `vex Kiv Ges wewb‡qvM ev µq weµq n‡Z AwR©Z mKj gybvdv‡K ˆea ejv msMZ n‡e bv| gybvdv ûKzgZMZfv‡e cÖavbZ `yB cÖKvi h_v-

1| nvjvj ev ˆea gybvdv I

2| nvivg ev A‰ea gybvdv|

nvjvj ev ˆea gybvdvi D`vniY n‡jv- †Kvb e¨vw³ evRvi †_‡K †Kv‡bv ‰ea cY¨ wK‡b D³ cY¨ †Kv‡bv cÖKvi cÖZviYv ev QjPvZzixi Avkªq †bqv QvovB µq gy‡j¨i †P‡q AwZwi³ `v‡g Zv weµq Kij| G‡Z Zvi †h gybvdv n‡e Zv Zvi Rb¨ nvjvj| Abyiƒc, nvivg ev A‰ea gybvdvi D`vniY n‡jv- cy‡ev©³ e¨vw³ g` ev Ab¨ †Kv‡bv nvivg cY¨ wK‡b †ewk `v‡g Zv weµq K‡i w`j| G‡Z Zvi †h gybvdv n‡jv Zv kixq‡Zi `„wó‡Z nvjvj bq eis nvivg| g~j welq n‡jv e¨emv n‡Z n‡e kixqZ m¤§Z| GB Kvi‡Y, nvivg c‡Y¨i e¨emvq RwoZ †Kvb e¨vw³ ev cÖwZôv‡bi †kqvi µq Kiv ˆea bq| gybvdv nvjvj †nvK ev nvivg †nvK k‡Z©i ev µq weµ‡qi ai‡bi Kvi‡Y gybvdvi g‡a¨ my‡`i we¯Ívi NU‡Z cv‡i| †hgb, †Kv‡bv c‡Y¨I GKevi g~j¨ wba©viY Kivi ci hw` we‡µZv †µZvi mv‡_ Giƒc †Kv‡bv kZ© K‡i †h, g~j¨ Av`vq Ki‡Z GZw`b †`ix n‡j g~j¨ GZ UvKv †e‡o hv‡e, Zvn‡j G e„w× my‡`i ch©vqfy³ n‡e| my` m¤ú‡K© cÖwbavb‡hvM¨ K_v n‡jv- 1| g~jab e„w× 2| mg‡qi Abycv‡Z g~jab e„w×i mxgv wb×v©iY I 3| G¸‡jv‡K kZ© wn‡m‡e MÖnY Kiv- G wZbwU Ask FY msµvšÍ †h †Kv‡bv †jb‡`‡bi g‡a¨ cvIqv †M‡j Zv myw` †jb‡`b wn‡m‡e cwiMwYZ n‡e| my‡`i g‡a¨ gybvdvi A_© I gybvdvi g‡a¨ my‡`i Aw¯Í‡Z¡i m¤¢ve¨Zv m‡ËI cvwifvwlK A‡_© my` I gybvdv `yÕwU wfbœ ûKzg, ˆewkó¨ I gh©v`vm¤úbœ kã| eZ©gvb evsjv‡`k I we‡k¦ Bmjvgx A_©bxwZ I e¨vswKs e¨e¯’vi e¨vcK cÖPvi I cÖmv‡ii d‡j G `ywU k‡ãi A_© AviI e¨vcK, my¯úó I †Rvov‡jv nIqvq eZ©gv‡b G‡`i gv‡S mvgÄm¨Zv e‡j wKQz †bB| eis eZ©gv‡b my` I gybvdv `ywU wfbœ wfbœ cÖwZôv‡b cwiYZ n‡q‡Q| wb‡gœ my` I gybvdvi gv‡S eûgvwÎK cv_©K¨ avivevwnKfv‡e Dc¯’vcb Kiv n‡jv| g~jZ: eÿgvb cÖe‡Üi Av‡jvP¨ welqI GwU|

1| msÁvMZ cv_©K¨ t

my` t my` n‡”Q GKwU wbw`©ó mg‡qi e¨eav‡b wbw`©ó cwigvb A‡_©i ev c‡Y¨i wecwi‡Z †`q AwZwi³ wbw`©ó cwigvb mgRvZxq A_© ev cb¨| my` UvKvi mv‡_ RwoZ n‡jI wbשvwiZ wKQz c‡Y¨i wewbg‡qi gv‡SI my` n‡q †h‡Z cv‡i|my`wfwËK †jb‡`‡b †Kv‡bv †jvKmv‡bi ûgwK †bB| GwU g~jZ cuywRi Rb¨ e¨q| Avi Bmjvgx wewb‡qvM e¨e¯’vq cuywRi Rb¨ †Kv‡bv e¨q †bB| Bmjvgx wewb‡qv‡M wewb‡qvMKvix e¨vw³ ev cÖwZôvb jvf †jvKmv‡bi Askx`vi|

gybvdv t gybvdv c‡Y¨i weµq I µq g~‡j¨i mv‡_ m¤úK©hy³| jvf †jvKmv‡bi wfwˇZ cY¨ µq weµq K‡i cuywRi AwZwi³ †h Avq nq ZvB gybvdv| gybvdv m¤ú~Y© c‡Y¨i mv‡_ RwoZ| GLv‡b †jvKmv‡bi ûgwK i‡q‡Q|

†gvU K_v, KvD‡K FY w`‡q wba©vwiZ mg‡qi Dci FY `v‡bi kZ©vbyhvqx c~e© wba©vwiZ nv‡i AwZwi³ hv wKQz Av`vq Kiv nq Zv n‡”Q my`| cÿvšÍ‡i µq weµ‡q c‡Y¨i weµqg~j¨ wbשvi‡Yi †ÿ‡Î c‡Y¨i µq g~‡j¨i Dci †h AwZwi³ A_© avh© Kiv nq Zv n‡”Q gybvdv|

2| ûKzgMZ cv_©K¨ t

my‡`i g‡a¨ †Kv‡bv Kj¨vY †bB| eis Zv Ryjy‡gi kvwgj| ZvB Avj †KviAv‡b †NvwlZ n‡q‡Q- ÒAvjøvn& ZvÔAvjv e¨emv‡K (e¨emvi gva¨‡g AwR©Z gybvdv‡K) nvjvj K‡i‡Qb, Avi my`‡K K‡i‡Qb nvivg| (myiv evKviv, AvqvZ bs- 275)

Avj †KviAvb I nv`x‡mi Av‡jv‡K my` kZ©nxbfv‡e nvivg| A_©vr, G‡K †Kv‡bvfv‡eB BmjvwgKi‡Yi my‡hvM †bB| Avi gybvdv kZ©mv‡c‡ÿ nvjvj| A_v©r, µq weµq ev e¨emvi DcKiY, aib I kZ© †f‡` Zv KLbI KLbI nvivg nIqvi AeKvk iv‡L|

3| Dcv`vbMZ cv_©K¨ t

my‡`i wZbwU Dcv`vb| h_v- mgq, my‡`i nvi I F‡Yi cwigvb| GB wZbwU Dcv`v‡bi wfwˇZ my‡`i A¼ wnmve Kiv nq| GB Dcv`vb¸‡jvi ZviZ‡g¨i Kvi‡Y my‡`i cwigv‡bi ZviZg¨ N‡U| Avi gybvdvi cwigvb wbf©i K‡i e¨q mvkÖq I AbyKzj evRvi Pvwn`vi Dci| KuvPvgvj µq, Drcv`b e¨q, cwienY e¨q, msiÿY e¨q BZ¨vw` mvkÖ‡qi gva¨‡g gybvdvi cwigvb e„w× cvq| †Zgwbfv‡e evRv‡i c‡Y¨i Pvwn`v e„w× †c‡j `ªe¨g~j¨I e„w× cvq| d‡j gybvdv †ewk nq|

4| DrmMZ cv_©K¨ t

FY †_‡K my‡`i DrcwË| my` MÖnxZv bM` FY eve` cÖ`Ë UvKvi Dci my` PvR© K‡i| AvaywbK e¨vsK¸‡jv MÖvnK‡K bM` UvKv cÖ`vb K‡i Zvi Dci wbשvwiZ nv‡i my` PvR© K‡i _v‡K| cÿvšÍ‡i gybvdvi Drm n‡jv e¨emv ev µq weµ‡q mivmwi gyjab wewbgq| A_©vr, gybvdv wewb‡qvM wbf©i|

5| SuzwK enbMZ cv_©K¨ t

my`wfwËK A_©jwMœ‡Z FY`vZv e¨vw³ ev cÖwZôvb †jvKmvb ev cuywR nviv‡bvi SuzwK enb K‡i bv| FY MÖnxZvi e¨emvq †jvKmvb n‡j, GgbwK Zvi M„wnZ cuywR wbt†kl n‡q †M‡jI †m GKvB ÿwZMÖ¯’ nq| cÿvšÍ‡i gybvdvi Kviev‡i ÿwZi SuzwK cuywRi †hvMvb`vZv e¨vw³ ev cÖwZôvb GKvB enb K‡i| my`wfwËK F‡Y FYMÖnxZvi cÖwZôv‡bi SuzwK ev‡o e‡j G‡Z †m wbiærmvwnZ n‡q c‡o| Avi gybvdvwfwËK wewbg‡q jvf †jvKmv‡bi wfwˇZ wewb‡qv‡Mi cwigvb evovi Kvi‡Y D‡`¨v³vi cÖwZôv‡bi Avw_©K SuzwK ev‡o bv| d‡j GB c×wZ‡Z bZzb wewb‡qvM DrmvwnZ nq|

6| µge„w×i avibvMZ cv_©K¨ t

my`wfwËK GKB FYPzw³i wecix‡Z FY`vZv wbw`©ó cwigvb my` evievi †c‡Z cv‡i| G †ÿ‡Î A‡bK mgq Pµe„w×iI my‡hvM _v‡K| d‡j FYMÖnxZv GKevi ÿwZi wkKvi n‡j ev mgqgZ FY cwi‡kv‡a e¨_© n‡j my‡`i UvKv cwi‡kva Ki‡Z wM‡q A‡bK mgq †m wbt¯^ n‡q c‡i| GgbwK KLbI KLbI Zv‡K wf‡Uevwo †_‡K D‡”Q` n‡Z nq| cÿvšÍ‡i gybvdvwfwËK wewb‡qv‡M ev †ePv‡Kbvq †Kv‡bv c‡Y¨i `vg GKevi wb×v©wiZ nIqvi ci Zvi Dci wØZxqevi gybvdv wbשvi‡Yi my‡hvM †bB| GgbwK †Kv‡bv Kvi‡Y mgq †e‡o †M‡jI gybvdv evov‡bvi †Kv‡bv AeKvk _v‡K bv|



7| `ªe¨g~j¨ I gy`ªvùxwZi Dci cÖfveMZ cv_©K¨ t

my` †h‡nZz GKwU wbשvwiZ e¨q| ZvB GwU evRvi e¨e¯’v I gy`ªvùxwZi Dci gvivZ¡K cÖfve †d‡j| GwU g~j¨¯Íi dvwc‡q †Zv‡j Ges G‡Z g~`ªvùxwZi my‡hvM m„wó nq| Avi gybvdv gyjZ e¨emv‡qi Li‡Pi AwZwi³ Avq| d‡j G †ÿ‡Î g~j¨¯Í‡ii e„w× NUvi †Kv‡bv my‡hvM †bB|

8| A_©‰bwZK AveZ©bMZ cv_©K¨ t

my‡`i nvi ¯^íKv‡j cwieZ©b nq bv| e¨vsK F‡Yi †ÿ‡Î F‡Yi †gqv` 1 eQi Kvje¨vwc nIqvq GwU GKwU ØxN©‡gqv`x e¨e¯’v hv A_©‰bwZK cÖe„w× mva‡bi AšÍivq| Acic‡ÿ gybvdv `ªæZ cwieZ©bkxj| d‡j G‡Z †Kv‡bv `xN©m~wÎZv †bB| Gi d‡j A_©bxwZ‡Z MwZkxjZv wd‡i Av‡m|

9| my`~icÖmvix cÖfveMZ cv_©K¨ t

my‡`i my`~icÖmvix cÖfv‡e mvivwe‡k¦ AvR `yÕwU my¯úó cv_©K¨ †iLv mywPZ n‡q‡Q| my`wfwËK †jb‡`‡bi gva¨‡g cyuwRi gvwjK KLbI ÿwZMÖ¯’ n‡q‡Q Ggb bwRi bv _vK‡jI FYMÖnxZv Zvi †bqv F‡Yi Kvi‡Y wbt¯^-wi³ n‡q c‡_ e‡m‡Q- Ggb bwRi i‡q‡Q AmsL¨| GKw`‡K M‡o D‡V‡Q AvKvkPz¤^x AÆvwjKv| Aciw`‡K c‡_ c‡_ †e‡oB P‡j‡Q fyLv bv½v‡`i wgwQj| myw` Kvievixiv wbwðZfv‡e jvfevb n‡jI FYMÖnxZviv AwaKvsk †ÿ‡Î mvgqxK AveKvk jvf K‡i gvÎ| †Kbbv †m hw` †Kv‡bv cÖ‡qvRb cyi‡Yi Rb¨ FY †bq, Z‡e Gi gva¨‡g Zvi cÖ‡qvRb Av‡`Š †g‡U bv| eis mvgqxKfv‡e †m cÖ‡qvRb cyiY Ki‡Z cvi‡jI Gi gva¨‡g †m wbwðZ ÿwZMÖ¯’ nq| †hgb- KviI 100 UvKvi cÖ‡qvRb n‡jv| †m 20% my‡` Zv KviI wbKU †_‡K KiR K‡i Zvi cÖ‡qvRb †gUvj| G‡Z mvgqxKfv‡e Zvi 100 UvKvi Pvwn`v wgU‡jI g~jZ bZzb K‡i Zvi 120 UvKvi cÖ‡qvRb ˆZix n‡e| Avi †m hw` e¨emv, wkí, KvwiMix ev K…wl‡Z LvUvevi Rb¨ 100 UvKv avi †bq, Ges 100 UvKv LvwU‡q 30 UvKv jvf K‡i, Z‡e †m gvÎ 10 UvKv Avq Kij| Acic‡ÿ Zvi hw` 10 UvKv jvf nq Z‡e Zv‡Z †m 10 UvKv ÿwZMÖ¯’ n‡jv| Gfv‡e my`wfwËK †jb‡`‡b GKcÿ wbwðZiƒ‡c jvfevb n‡q w`bw`b UvKvi Kzwg‡i cwiYZ nq wKš‘ gybvdvwfwËK e¨emvq †µZv I we‡µZvi gv‡S gybvdvi wewbgq nq mgvb ch©v‡q| KviY, †µZv we‡µZvi wbKU †_‡K †h e¯‘wU µq K‡i Zv †_‡K †m jvfevb nq| Ab¨w`‡K we‡µZv H e¯‘wU †µZvi Rb¨ msMÖn Kivi Rb¨ †h cwikÖg, eyw× I mgq e¨q K‡i Zvi cvwikÖwgK wVKB †m jvf K‡i|

AZGe cÖwZqgvb nq †h, my` I gybvdv AvcvZ`„wó‡Z GKRvZxq g‡b n‡jI g~jZ GB `yÕwU aviYvi gv‡S we¯Íi cv_©K¨ i‡q‡Q| AvBq¨v‡g Rv‡nwjqv‡Zi hy‡Mi g‡Zv Avgv‡`i mgv‡R my‡`i e¨vcv‡i i‡q‡Q D`vi `„wófw½| A‡b‡KB g‡b K‡i my` I gybvdv GKB wRwbm| cÖK…Z Bgvb`v‡iiv †hgb bvgvR, †ivRv, Bgv‡bi †ÿ‡Î KLbI Av‡cvl K‡i bv| Abyiƒc my‡`i †ÿ‡ÎI †Kv‡bv Av‡cvl Pj‡Z cv‡i bv| my` nvivg Ges Zv kZ©nxb fv‡eB nvivg| AvR AZ¨šÍ cwiZv‡ci mv‡_ jÿ Kiv hv‡”Q †h, e¨vw³MZ ch©©v‡qi my`‡K Avgiv N„Yvf‡i cÖZ¨vL¨vb KiwQ| myw` gnvRb‡`i‡K Gwo‡q PjwQ| Zvi †`qv `vIqvZ cÖZ¨vL¨vb KiwQ| Zvi †`qv `vb m`Kv gmwR` gv`ivmvi Rb¨ MÖnY KiwQ bv| wKš‘ cÖvwZôvwbK my‡`i e¨vcv‡i Avgiv LyeB D`vmxb| my`wfwËK e¨vsK I Avw_©K cÖwZôvb¸‡jvi mv‡_ †Kv‡bv cÖKvi mskq-m‡›`n QvovB †jb‡`b KiwQ| AwaK jv‡fi Avkvq my`wfwËK cÖwZôvb, †hgb- Bbmy¨‡iÝ, gvwëcvicvm †Kv¤úvbx, mwgwZ, ms‡Ni m`m¨ nw”Q, Zv‡`i †kqvi µq KiwQ| †hb cÖvwZôvwbK my`‡K Bmjvg nvivg †NvlYv K‡iwb! G †ÿ‡Î mnxn eyLvix I wZiwghx kix‡di GKwU nv`xm mZK©evYx wn‡m‡e †ck Ki‡Z PvB| nhiZ †bvÕgvb Be‡b ekxi iv. †_‡K ewY©Z, bex Kwig mv. e‡j‡Qb, Ònvjvj welqmg~n my¯úó, nvivg I my¯úó Ges GZ`yf‡qi gv‡S wKQz m‡›`nRbK welqI i‡q‡Q| myZivs †Mvbvn& nIqvi m¤¢vebv i‡q‡Q Ggb †Kv‡bv welq hw` †KD eR©b K‡I, Zvn‡j †m ¯^fveZB cÖKvk¨ †Mvbvn&i welq¸‡jv †Q‡o w`‡e| Avi †h KvR Ki‡j †Mvbvn& nIqvi m¤¢vebv _v‡K Ggb KvR †KD Kivi `ytmvnm Ki‡j †m cÖKvk¨ †Mvbvn&i Kv‡RI Rwo‡q co‡e| †Mvbvn&mg~n Avjøvni wbwl× PviY‡ÿÎ| †h e¨vw³ wbwl× PviY‡ÿ‡Îi Av‡k cv‡k wePiY Ki‡e Zvi †mLv‡b AbycÖ‡e‡ki m¤¢vebvB †ekx i‡q‡Q|Ó



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